Who We Are
The Mortgage Origination Regulatory Council of South Africa (MORCSA) is the trusted industry body representing Mortgage Originators across the country. We are committed to building a transparent, professional, and consumer-centric mortgage origination industry that South Africans can trust.
Our Mission
To raise professional standards, ensure regulatory compliance, and protect consumer interests, while fostering growth and sustainability within the mortgage origination industry.
Our Objectives
Credibility & Sustainability: Promote the long-term integrity and credibility of the mortgage origination industry.
Industry Representation: Advocate for mortgage originators within the broader financial services sector.
Accreditation & Accountability: Maintain a public register of accredited members and key individuals in good standing.
Professional Standards: Enforce a Code of Good Practice, qualifications, and ethical guidelines to ensure a legitimate and respected industry.
Consumer Protection: Safeguard consumers’ rights, providing confidence in mortgage origination services.
Regulatory Engagement: Collaborate with regulatory authorities, financial institutions, and stakeholders to drive positive industry development.
Public Confidence: Enhance awareness and trust in mortgage origination through education and outreach.
Why MORCSA Matters
Provides assurance that accredited members meet strict eligibility criteria.
Creates a safe and transparent environment for consumers seeking mortgage origination services.
Strengthens the voice of mortgage originators in shaping regulations and industry standards.
Promotes a culture of ethics, professionalism, and accountability.
Membership Benefits
Recognition as a trusted, accredited mortgage originator
Access to regulatory updates, training, and resources.
Inclusion in MORCSA’s official Register of Members.
Opportunities for industry engagement and networking.
Use of the MORCSA Digital Seal of Accreditation to showcase compliance and credibility.
For Consumers
Look for the MORCSA PrivySeal of Accreditation to ensure you are working with a professional mortgage originator committed to ethical conduct, transparency, and your best interests.